Legal Agreement
Terms and conditions governing your use of Fundtrics investment and wealth management services
Information & Analytics Platform
Fundtrics is not licensed by the CMA — data analytics platform only
Important Notice
This is a binding legal document. Please read it carefully before using our services. By using the service, you acknowledge that you understand and agree to these Terms. If you do not understand any provision, please seek independent legal advice.
Acceptance of Terms
Welcome to Fundtrics. By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to these Terms, please do not use our services. We reserve the right to modify these Terms at any time. You will be notified of material changes, and your continued use of the service after notification constitutes your acceptance of the modified Terms.
Investment Disclaimers
No Investment Advice
- Services do not constitute professional investment advice
- Information provided is for educational purposes only
- Consult a licensed financial advisor before making investment decisions
- Past performance does not guarantee future results
Risk Warning
- Investing involves risks including loss of principal
- Stock markets are volatile and may decrease in value
- No guarantee of profits or protection from losses
- You are solely responsible for your investment decisions
Regulatory Compliance
- Fundtrics is not licensed by the Saudi Capital Market Authority (CMA) to provide investment advisory services
- This platform is an information and analytics tool only — it does not provide investment recommendations
- Some services may be restricted to qualified investors only
- You should be aware of local regulations in your jurisdiction
- Consult a CMA-licensed financial advisor before making any investment decisions
User Obligations
By using our services, you agree to:
Accurate Information
- Provide accurate and complete information during registration
- Update your account information when it changes
- Maintain the security of your login credentials
- Notify us immediately of any unauthorized use
Legal Compliance
- Comply with all applicable laws and regulations
- Not use the service for any unlawful purpose
- Maintain confidentiality of account information
- Cooperate with compliance investigations
Prohibited Uses
You are prohibited from:
Prohibited Activities
- Impersonating any person or entity
- Manipulating data or providing misleading information
- Using robots or scripts to access the service
- Attempting unauthorized access to our systems
- Distributing malware or malicious code
- Interfering with or disrupting service security
- Using the service for money laundering or terrorist financing
- Insider trading or market manipulation
Intellectual Property
Fundtrics Ownership
- All content and software are owned by Fundtrics
- Trademarks and logos are protected
- Patents and copyrights reserved
- No implied license is granted
User Content
- You retain ownership of content you create
- You grant us a non-exclusive license to use content
- You are responsible for your content
- Do not infringe others' rights
Limitation of Liability
To the maximum extent permitted by Saudi law:
No Warranties
- Service is provided "as is" without warranties
- We do not guarantee uninterrupted service
- We do not guarantee market data accuracy
- We do not guarantee fitness for your purposes
Liability Limit
- We are not liable for indirect damages
- We are not liable for loss of profits
- We are not liable for data loss
- Maximum liability is fees paid in last 12 months
Indemnification
You agree to indemnify and hold harmless Fundtrics, its affiliates, directors, and officers from:
Scope of Indemnification
- Any losses, damages, or liabilities arising from your use of the service
- Your breach of these Terms or any other policy
- Your infringement of any third party rights
- Claims arising from your content
- Your negligence or misconduct
Legal Proceedings
- We will notify you of any indemnifiable claim
- You have the right to control the defense
- You must cooperate in the defense
- No settlement without our consent
Dispute Resolution
Amicable Settlement
- Disputes must first be attempted to be settled amicably
- 30-day settlement period
- Communication via registered email
- Good faith negotiation
Arbitration
- If settlement fails, arbitration applies
- Arbitration under Saudi Center for Commercial Arbitration rules
- Place of arbitration: Riyadh, Saudi Arabia
- Language: Arabic
Jurisdiction
- Saudi courts have exclusive jurisdiction
- Saudi law governs these Terms
- Subject to Saudi E-Commerce Law
- Compliance with CMA regulations
Termination
Termination by You
- You may terminate your account at any time
- Written notice required
- Processing of pending transactions
- Refunds per refund policy
Termination by Us
- We may suspend or terminate service for violations
- 30-day notice for material changes
- Immediate termination for serious violations
- Maintain records per regulatory requirements
General Provisions
• Severability: If any provision is held invalid, remaining provisions stay in effect • Assignment: You may not assign your rights without our written consent • Force Majeure: We are not liable for delays beyond our control • Relationship: These Terms do not create a partnership or agency • Governing Law: Kingdom of Saudi Arabia • Language: Arabic version prevails in case of discrepancy
Contact Information
For inquiries regarding these Terms, please contact us:
Contact Channels
- Email: legal@fundtrics.com
- Address: Riyadh, Saudi Arabia
- Business Hours: Sunday - Thursday, 9 AM - 5 PM
Regulatory Compliance
- Saudi Capital Market Authority (CMA): www.cma.org.sa
- Saudi Center for Commercial Arbitration: www.sca.sa
- Ministry of Commerce: www.mci.gov.sa
- For complaints: complaints@fundtrics.com
By Continuing, You Agree
By using Fundtrics services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service
These Terms are subject to Saudi laws and regulations including the E-Commerce Law and Capital Market Authority regulations
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