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Annualized Return

العائد السنوي المكافئ

A return of any period converted into a standard yearly rate, so funds can be compared fairly.

Returns get published for all sorts of periods: six months, one year, three years. Annualized return converts any period into a per-year rate so numbers can be compared on one basis — just as you compare two products by price per kilo, not per package.

The conversion uses compounding, not simple division: 30% over three years is not 10% per year but roughly 9.1%, because each year's gains grow on top of the previous year's. The longer the period, the bigger the gap between the two methods.

Watch the opposite direction too: annualizing a short period (a month or a quarter) inflates it in ways that can mislead — a 3% month is theoretically over 42% a year, a pace that rarely lasts. That is why annualized figures are normally computed only for periods longer than a year.

On Fundtrics, multi-year returns are shown on an annualized basis so that comparisons between funds stay fair regardless of each fund's age.

Formula

Annualized return = (1 + total period return) ^ (1 ÷ years) − 1

Numeric Example

A Saudi fund returned 30% in total over three years. Annualized: (1 + 0.30) ^ (1 ÷ 3) − 1 ≈ 9.1% per year. Another fund made 12% in a single year — you can now compare 9.1% against 12% on the same time basis.

For educational and informational purposes only — not investment advice. Past performance does not guarantee future results.